Australia’s premier property finance partner for residential and commercial investors.

Our mission is to simplify property finance for serious investors.  We engineer lending strategies that strengthen portfolios and position clients for growth across residential and commercial markets.

At GATHER Money, we provide more than finance, we provide direction. Our strategic lending approach helps investors make smarter decisions in both residential and commercial markets.

/01

72%

Of Australian Investors Are Stuck On Just 1 Investment Property
/02

1%

The Number Of Australian Investors That Own 6 Investment Properties Or More

These Alarming Statistics Are Why GATHER Money Exists.

When you’re operating without specialist finance guidance, you risk letting costly interest, poor loan terms or the wrong structure throttle your returns. With only ~1% of investors owning six or more properties, the difference between “one deal” and “portfolio success” often comes down to smart financing.

A finance strategist helps you unlock leverage, structure debt the right way and make every loan work as a growth engine.

Not just a transaction.

Built By Property Investors For Property Investors.

Unlock My Borrowing Power
KF-0471 (1)
KF-5907

Our Approach

/01

Initial Consult

The first step to building a successful portfolio is thinking like a strategic investor. We help you structure your finances with that mindset, focused, informed, and ready to scale with purpose.

/02

Finance Plan

The next step is designing a lending plan that aligns with your portfolio goals. We assess your current equity, borrowing capacity, and cash flow to uncover your growth potential - giving you a clear path from where you stand today to the wealth you’re working toward.

/03

Scale Strategy

Once your plan is clear, we design the lending structure to make it happen. This might mean consolidating debt, unlocking usable equity, or restructuring existing loans to improve cash flow and borrowing power - all built around your investment goals.

/04

Portfolio Protection

Once your portfolio is established, the focus shifts to protection and performance. We review loan structures, buffers, and cash flow to ensure your portfolio stays resilient - then help you leverage equity to keep growing safely over time.

/05

Portfolio Review

Finance isn’t set-and-forget. We regularly review your lending strategy to ensure every structure, rate, and repayment still supports your long-term goals. As your portfolio evolves, we’re there to recalibrate, refine, and keep you moving forward.

Residential Investment Property Loans/ Commercial Investment Property Loans

Our Services

 
/01

Residential Investment Property Loans

Experience the next level of residential investment lending, purpose-built for Australian property investors. Whether you’re purchasing your first investment or scaling an established portfolio, our finance specialists structure every loan to maximise growth, cash flow, and flexibility.

From pre-approval to settlement, we guide you through each stage with precision - aligning lender selection, lender sequencing, loan terms, and strategy to your long-term goals. Every recommendation is backed by research, clarity, and care, ensuring your finance performs as strongly as the property it secures.

 
 

 

pexels-azizico-17853928 (1)
pexels-valeriiamiller-2516657
/02

Commercial Investment Property Loans

Experience the precision of commercial investment finance designed for serious Australian investors. Whether you’re acquiring your first commercial asset or expanding an existing portfolio, our team structures finance that balances yield, risk, and long-term performance. We navigate complex lending requirements, negotiate competitive terms, and align every detail with your investment objectives. From office and retail to industrial and specialised assets, we tailor solutions that protect cash flow, optimise leverage, and position your portfolio for sustained growth.

Unlock My Borrowing Power

Click here

Get to know the property and finance experts who will be gathering money for you.

KF-1847-1 (1)

Acacia Lanham -
Gather Money - Mortgage Broker

Strategic. Personable. Investor-Minded.

Acacia leads the lending arm of Gather Money, bringing both professional expertise and authentic experience as a property investor. Her journey with Gather began as a client, and she was so impressed by the end-to-end experience that she partnered with the business to ensure every client receives the same exceptional service and strategic financial guidance that supports their property investment goals.

With extensive knowledge across residential and investment lending, Acacia is passionate about making property finance straightforward and strategic. She is known for her dedication, meticulous attention to detail, and commitment to creating seamless client experiences—whether you're securing finance for your first investment, expanding your portfolio, or structuring complex lending solutions. Her approachable nature and comprehensive market understanding make even the most intricate financial scenarios feel manageable and clear.

Acacia also specialises in sophisticated lending structures, including Commercial Lending and SMSF lending, ensuring clients have tailored financial solutions that align with their investment objectives. Her unique perspective as both a mortgage broker and active property investor means she understands the challenges clients face firsthand, positioning her to deliver the strategic, stress-free lending experience that complements Gather's commitment to exclusive opportunities and significant returns.

Unlock My Borrowing Power